Trade Client Service Manager, Client Operations
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Location
(BANGLADESH) and Dhaka
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Job Reference
21429
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Functional Area/Experience
Business, Accounting & Finance / Fresh Graduate
Job Description & Qualifications
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Responsbilities
Strategy
- Delivering consistent and reliable Trade Finance transactions to Priority Clients in line with their personalised service needs to win through Service.
- Implement Client value propositions for Tier 1 (Ex-Priority) Clients in line with Target Operating Model.
- Meet Targets set on Query reduction, First Contact Resolution and Quick Kills.
- Ensure meeting of Targets set on SLA adherence, TAT & Utilization across Client Tiers.
- Ensure queries are resolved within agreed standard TAT for Tier 1 (Ex-Priority) Clients.
- Arrange meetings with Tier 1 (Ex-Priority) Clients at agreed frequency.
- Engage Product Operations & Processing Operations Team(s) for advisory of complex deals or based on requests from Clients.
Processes
- Perform daily operations accordingly to the laid down procedure and standard of service and ensure operations complies with applicable: by Generic Product Program and Country Product Addendum
- Money Laundering Prevention Procedures and report any suspicious activity to the Unit Money Laundering Prevention Officer and Line Manager
- Sanctions policy & procedures
- Group Policies / GDOI
- Legal & Compliance Policies
- Ensure handling of Queries/Complaints as per the Documental Operating Instructions manual, customer’s instructions and within the timeliness and accuracy standards specified.
- Ensure all referrals are accurately checked and responded correctly with the SLA and in compliance with statutory regulatory and internal operational instructions.
- End to End Ownership of all Tier 1 (Ex-Priority) Client’s service queries/complaints till resolution.
- Ensure prioritisation of Tier 1 (Ex-Priority) Clients from a processing standpoint to achieve targeted TAT for all their transactions.
- Monitor and uplift Utilisation for Tier 1 (Ex-Priority) Clients as per target set.
- Meet Tier 1 (Ex-Priority) Clients to gain feedback and suggestions on service improvement.
- Engage Tier 1 (Ex-Priority) Clients on regular analysis of frequent queries and work with Product Operations Team on Disruptive Analysis for Tier 1 (Ex-Priority) Clients to drive actions for reductions.
- Assist Line Manager for collaboration with Technology on futuristic digital opportunities, pre-empt disruptive forces and commercialise innovative use of technologies.
- Assist Line Manager to achieve the financial performance targets of front to back operations and to drive the respective Country to prioritize investments into making Client journey simpler, faster, better Challenge status quo in driving courageous conversations of doing business with Right Clients with a sustainable cost/ income ratio.
Governance Risk Management
- Immediate escalation of all queries/complaints received from regulators.
- Ensure Set Control standards are adhered to and met.
- Monitor complaints and completion of corrective action.
- Support to effectively implement all operational, regulatory, and financial control measures and monitoring plans for compliance and control standard as per the defined Enterprise Risk Management Framework.
- Provide support on any regular and ad hoc tasks related to Unit Operational Risk Management assigned by BRM from time to time.
- Embed the Group’s values and code of conduct. Develop a robust culture to ensure adherence with the highest standards of ethics, and compliance with relevant policies, processes, and regulations among employees.
Regulatory & Business Conduct
- Display exemplary conduct and live by the Group’s Values and Code of Conduct.
- Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, applicable laws, regulations, guidelines and Group Code of Conduct.
- Always work towards achieving the outcomes set out in the Bank’s conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
- Effectively and collaboratively identify, escalate, mitigate, resolve risk, conduct and compliance matters.
Key Stakeholders
Internal
- Head & Team members of Trade Operations
- Trade BRM
- Group Trade Product and Client Operations
- Local TB Product Management
- Business Technology
- Front Office & Middle Office
- Other Operations Functions
- Other Functions (HR, Finance, Legal & Compliance, Tax)
- Audit and investigations
External
- Customers
- Vendors
- External consultants
- Bank Audit / Accounting firms
- Local and Regional Regulators
Our Ideal Candidate
Background
- Education: University Graduate or above
- Experience: Minimum 3 years of Trade Operations and Client Services working experience
Professional Skills
- Solid knowledge on various types of trade products and good understanding of process flow, regulations and issues faced by Clients.
- Strong analytical, problem solving and operational skills.
- Good People interaction skills and ability to manage by Influence.
- Excellent understanding of service quality principles.
- Good management skill and able to coach the team to achieve agreed target.
Soft Skills
- Excellent written and verbal communication skills Advanced skills on presentation & email writing.
- Sound PC / MS Office skill.
- Strong organizational skills and well-developed business abilities.
- Good interpersonal skills and strong organizational skills.
- Self-motivator, able to manage multiple tasks and work under pressure.
Other Preference
- Passion in identifying and driving new operations improvement opportunities.
- Other than above roles, job holders should follow other job duties and responsibilities assigned by line manage from time to time.
Role Specific Technical Competencies
- Business facilitation
- Business Partnering
- Process Management
- Manage Change
- Service Delivery and Operations
- Products + Processes
- Business Governance and Support
About Standard Chartered
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
- Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
- Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
- Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.